SHREVEPORT ROOFING CLAIMS ASSISTANCE
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Roofing Claims Assistance Contractor in Shreveport
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Roofing Insurance Claim Assistance in Shreveport
How Our Roofing Contractors Can Assist With Insurance Claims in Shreveport, LA
Roofing Inspection
- Loose, broken, curled, or cracked shingles
- Signs of potential hail damage such as round indents in the shingles
- Granule loss or a large pile of shingle granules in your gutters or downspouts
- Split seams
- Chimney issues
- Damaged soffits, gutters, and flashing
- Indoor leaks
- Signs of damage inside the attic
Prepare Paperwork
Clients must familiarize themselves with their homeowner’s policies. Know what your policy covers and whether your damages are a covered expense. Also, know if your policy provides replacement coverage or repair coverage. Repair policies only cover the recoverable depreciation of your roof, which means you’ll receive a percentage of your roof’s replacement cost based on its age and materials. You could get as little as 15% of the replacement cost if your roof is near the end of its useful service life. Replacement policies are more costly than repair policies, but they pay to return a roof to brand-new condition when damaged in a covered event. Before ever filing your roof damage claim, Golden Roofing documents everything. Our Monroe roofers get on the roof, thoroughly inspect it, and take pictures of any issues from multiple angles. We also assess the rest of the home to know the full scope of the damage. The homeowner must provide documentation that the original roof installer was reputable and provided a properly installed quality product. It is also essential to show that you’ve performed routine repairs and preventative maintenance. Check the age of your roof. Your insurance will likely deny a claim for a roof older than your policy covers. A newer roof may be under a warranty that may pay for your damages.Is It Worth Filing a Claim?
You’ll want to determine whether filing a claim is worth it. Claiming damages that are less than the amount of your deductible is not a good idea. The claim may remain on your insurance record for up to three years, and insurance companies rate your risk by the number of claims you make.Work With Your Insurance Company
Once your insurance provider receives your claim, it sends an insurance adjuster to inspect the roof, document and assess the damage, and pinpoint which issues are covered. Golden Roofing sends a roofing pro to meet with the adjuster on site to help point out the damage and determine the value of the work needed to restore the roof. Compare the offer the insurance provides with your free estimate from Golden Roofing. If there is a significant difference, the claim adjuster may have missed something or left something out of their claim estimate. This is where Golden Roofing steps in. We are roofing experts and perform roof installation and repairs every day. Our team looks past the surface to find damage an adjuster may not notice, such as a roof leak. Our Shreveport roofers advocate for repairing or replacing all damaged components. Having a roofing contractor on your side often means the difference between receiving a claim approval or denial and getting the amount you need for a new roof or not getting enough to do the job right.Roof Repair for Wind or Hail Damage
- Gutters
- Downspouts
- Siding
- AC units
- Window frames
- Windows
- Shutters
- Decks
Roof Replacement Claims
Roofing Services FAQ
Can a Roofer Cover the Cost of My Insurance Deductible?
Roofers sometimes offer to absorb or not charge you a deductible. They cannot do this – you must always pay your deductible. Your insurance cuts a check for the agreed-upon cost of your roof repairs or replacement. This amount excludes the amount of the homeowner’s deductible. A homeowner must pay this amount even if the roofing company offers to lower the job cost by waiving the deductible.What Happens If the Insurance Company Denies My Roof Claim?
Contact the professional roofers at Golden Roofing for Monroe roofing claims assistance if you believe your roof has functional damage, and your insurance company denies your claim. We will inspect your roof for damage usually covered by homeowner’s insurance. If we find any damage, we may suggest you contact your insurer for another inspection.Licensed Monroe Roofing Contractors
24/7 Emergency roof repair services to stop leaks fast.
What Our Clients Say
"Golden Roofing was great to work with. Quality work with good pricing."
~ Benji Juneau
"I highly recommend Jose with Golden Roofing! Very honest and fair person!"
~ Kimberly Harbin-Crane
"Great to work with, fair pricing, professional work!"
~ Sabrina Finley
"My father used Golden Roofing last summer and was incredibly impressed. Wouldn't recommend anyone else!"
~ Trevor Jones
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